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12 Unusual Money Moves That Could Set You Up for Life

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Use the Right IRA

If you’re self-employed, you may use a traditional IRA account to save for retirement. But even if you put away the maximum amount, which is $6,000 in 2019 and $7,000 if you’re 50 or older, you may find your retirement account isn’t growing as fast as you might like or need.

Self-employed people have other options, however. One of them is a Simplified Employee Pension (SEP). With this type of IRA, you can contribute up to 25% of your net self-employment earnings, up to $56,000 in 2019.

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