Not only is it way more difficult to sanitize bills, but at least, when it comes to a credit card, you know where it’s been. When a salesperson or delivery person hands you over a $5 bill, you have virtually no clue where that comes from—or even worse: who’s sneezed on it.
“Many infection specialists are stating that the use of currency like bills and coins have the potential for carrying the coronavirus,” says Sevilla. “If using a completely electronic method of payment is not feasible, then using hand sanitizer both before and following the handling of currency should be enough to lower your risk of contracting coronavirus from currency.”
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I found this valuable - never thought to disinfect my credit cards or keys.