5. A Lifetime of Memories

How often do you find yourself putting off certain activities? It feels like the bar is always moving, doesn’t it? First, you don’t have enough money. Then, you’re waiting for your kids to grow older and so forth until you’ll eventually run out of time. You’ll be left looking back and regretting all the opportunities you didn’t take.

Are you in a great deal of debt? Then you’re better off not going on that cruise or that trip to Europe or Asia. But you can still make plenty of memories without breaking the bank.

I’ve also personally found that whenever I do splurge a little on making memories, I’m far more likely to save and budget afterward, knowing that the extra money will help me save for that next family adventure!