What Medicare does not cover

Although Medicare covers a lot of your health needs, long-term care is not covered by the program. In some cases, Medicare will cover the costs for skilled nursing facilities or home health care but it does not pay for “custodial care”, which refers to help with activities of daily living like bathing, dressing, using the bathroom, and eating.

Such costs can only be covered by long-term-care insurance or Medicaid (provided your income and asset fall within the specified threshold) or your personal savings. Here are 7 Unexpected Things That Medicare Does Not Cover.