Money mistake no. 15: Grocery shopping on an empty stomach

Going on a shopping spree at your local grocery store or supermarket is always a terrible idea. Yes, you have a shopping list, yes, you plan to stick to it, but your stomach says otherwise. Shopping on an empty stomach often translates to putting unnecessary foods in the cart.

So, when heading to your local grocery store, make sure your stomach is happy.

Money mistake no. 16: Making costly credit card balance transfers

Another bad money-movement is making costly credit card balance transfers. The vast majority of credit card companies (probably yours too) charge balance transfer fees. The fee is actually the percentage of the total transfer, meaning that you could end up paying a big chunk of money in transfer charges.