These 12 Holiday Shopping Tips Will Help You Save Money!

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Set a Budget and Plan Your List

The worst thing you can do to harm your wallet is tacking gift-giving without a plan. It’s time to sit down and be reasonable with yourself. How much money have you got to spend and how much are you willing to spend?

Christmas shopping can add up quickly, so first set the money aside and then start making a list of all the things you’d like to buy. It’s important to try and do a little research beforehand without committing to any purchases yet.

That’s because without preparing yourself in advance you might feel overwhelmed while you’re out shopping and you could end up spending more. For example, let’s say you have a teenager in your life who you think would really like a new pair of headphones. But while you’re shopping around for some you might find a cute portable speaker and you might feel compelled to buy both!

By knowing what you’re getting in advance and sticking to your plans, you’ll have a much easier time ticking off your shopping list.

Do a Gift Exchange Instead of Buying for Everyone

Gift exchanges will be much easier on your finances than buying gifts for everyone in the family. To make things fair, get everyone’s name in a hat or use an online generator. Then, set a budget so one person doesn’t end up with several gifts while another gets a gift card, and you’re all set!

It’ll also be easier to focus on one person, so you’ll have all the time you need to get them something special without any other worries.

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